Just wanted to see if anyone else has knowledge of similar stories. A close friend and life-long minister and district leader confided in me recently. His wife is suffering from early alzheimers. They are facing the prospect of needing assisted living, but can't afford it as they are on social security alone. Unfortunately, his retirement/pension from work was mostly lost in one of the stock market crashes. They are living with their children now. He told me that he was fully aware of long-term care insurance, and other financial planning options - but never considered them because the Lord was coming.